XLM Price Prediction 2025, 2026, 2030, 2040, and 2050: Can Stellar (XLM) Go to $10?

Stellar (XLM) is one of the most polarizing names in the crypto world. Some crypto heads call it the key contender of possible mainstream cryptocurrencies like XRP, others dismiss it as a project past its prime. Which of these sides are true? Or is there a centric approach too?

Let’s discuss that via our XLM price prediction for 2025, 2026, 2030, 2040, and 2050.

And if you’ve already chosen your side and been wondering, ‘Can XLM go to $10?’—don’t worry, we’re answering that too.

Let’s start!

Primer

Stellar is an open-source, decentralized payment network that uses blockchain technology to allow its participants transfer funds anywhere quickly at extremely low transaction costs. It is used by a variety of payment and remittance applications due to its ability to confirm cross-border and other transactions within 5 seconds at only a fraction of the US penny (0.000054 XLM).

Alongside this, it is also an ideal platform for asset tokenization, as asset issuers and custodians can use it to control and tokenize real-world assets quickly and at a low cost. Furthermore, Stellar offers various developer-friendly tools like Soroban (a Smart contract development platform), SDKs, a local sandbox, and more for DeFi< app development.

The tokenomics of XLM tokens did not involve any mining. Instead, 100 billion lumens were created when the network went live, followed by a 1% annual supply increase for the first 5 years. In November 2019, the overall lumen supply was reduced to 50 billion.

The platform's key flagship feature is its consensus mechanism, Stellar Consensus Protocol (SCP), a Proof-of-Agreement (PoA) mechanism powered by federated Byzantine agreement. It involves a group of trusted network nodes called Stellar Cores, where each participant decides which set of other nodes they want to trust according to their public record and information. Since there is no monetary reward to become a validator on the Stellar network, the chances of selfish motives and fraudulent actions are reduced. All the users who become Stellar validators do so to contribute to the network security and resilience.

Now that you’ve got the lowdown on the project, let’s fast-forward to the part you’re really here for—XLM price predictions for 2025, 2026, 2030, 2040, and 2050.

XLM Price Prediction 2025

We have an overall bullish perspective on XLM price prediction for 2025, given the strong possibility of a bull run starting anytime soon. Also, according to various crypto analysts, the market has been progressing towards a bull run that can take most altcoins to new highs.

Additionally, with a pro-crypto candidate, Donald Trump, becoming the US president in January 2025, the market may get an extra boost to rekindle the bull energy. Trump’s gigantic plans to make a crypto council and have Bitcoin reserves for the country indicate that positive crypto regulations might come in the world’s largest economy, followed by a ripple effect in multiple other countries known to follow the US’s lead.

One more interesting factor strengthening the chances of 2025 emerging as a bullish year for XLM was its performance in the last bull run when the third Bitcoin halving took place in 2020; the next year brought in a gigantic bull run for XLM as its price pumped hard from $0.07 to $0.93.

Now that the fourth Bitcoin halving was completed in April 2024, the year after it (2025) falls at the timeline of another bull run after 2021.

What further sets XLM apart is its compatibility with ISO 2002 standards, which is a global messaging framework already being adopted by major financial institutions. This makes XLM one of the few crypto assets with the potential to sit at the intersection of traditional banking systems and decentralized finance. As global leaders look for more efficient ways to streamline cross-border transactions and cut remittance costs, XLM could quietly emerge as a preferred protocol. Being a global issue in 2025, remittance is a key space where Stellar (XLM) offers significant and powerful solutions.

Considering all these factors, our XLM price prediction for 2025 is - $0.75 (maximum), $0.12 (minimum) and $0.48 (average).

This XLM price prediction for 2025 in INR translates to – ₹64.17 (maximum), ₹10.27 (minimum) and ₹41.07 (average).

XLM Price Prediction 2026

According to Stellar (XLM)'s historical price performance, it may undergo some price pullback by 2026. This is because huge selling pressure usually persists after the market surges exponentially in bull runs.

Even in 2022, after the bullish euphoria of 2021 had ended, XLM gradually lost most of its gains. However, the coin may perform differently this time if it manages to retain activity and attention.

Keeping that observation in mind, our XLM price prediction for 2026 in USD is – $0.98 (maximum), $0.59 (minimum) and $0.77 (average).

The same XLM price prediction for 2026 in INR is - ₹83.85 (maximum), ₹50.48 (minimum) and ₹65.88 (average).

XLM Price Prediction 2030

It is important to know some important statistics about cross-border transactions to have an idea of XLM price prediction in 2030. This is because the key utility of the Stellar network is its ability to establish cross-border transactions at abnormally low rates and a fast pace. Thus, any development in this sector will have a direct impact on the overall demand for the XLM coin.

According to a report by JP Morgan, international transfers are expected to grow 5% every year until 2027 due to rising global trade, improved technologies, and more cross-country movement. The same report further reveals the lack of efficient technology on a global scale to complete these payments instantly. Thus, a huge opportunity exists to simplify international payments and reduce friction. It even mentions blockchain as a possible solution.

This indicates that projects like Stellar (XLM) and Ripple (XRP), which can smoothen the international payment environment, deserve significant attention.

Additionally, the Stellar roadmap also looks ambitious and strong. As per the Stellar Development Foundation’s 2025 roadmap, the project aims to shift from being just a payments network to a full-scale financial platform. The plan focuses on three main goals: becoming a top 10 DeFi ecosystem by growing Total Value Locked (TVL) to $1.5B, reaching 5 million monthly active users, and hitting $3B in real-world asset value on-chain.

To achieve this, Stellar is focussing on real-world utility, trust, open participation, and results-driven execution.

With that in mind, our XLM price prediction for 2030 is – $4.67 (maximum), $1.78 (minimum) and $3.56 (average).

This Stellar (XLM) price prediction for 2030 in INR becomes-  ₹400.80 (maximum), ₹152.77 (minimum) and ₹305.54 (average).

XLM Price Prediction 2040

Fast forward to 2040, Stellar (XLM) is expected to solidify its position as a major player in cross-border payments and asset tokenization. With blockchain technology potentially becoming a core part of global financial infrastructure, Stellar’s unique value propositions of lightning-fast transaction speeds and minimal costs are likely to fuel its widespread adoption.

By 2040, Stellar could also benefit from continued global growth in international trade and remittances. With blockchain technology playing a crucial role in decentralizing financial services, Stellar's ecosystem may expand to include large-scale partnerships with central banks, multinational corporations, and DeFi applications. This could drive demand for its native cryptocurrency, XLM, and increase its price.

Taking into account potential market cycles, technological breakthroughs, and global adoption of blockchain solutions, our XLM price prediction for 2040 is $16.45 (maximum), $8.32 (minimum), and $14.20 (average) in USD.

This XLM price prediction for 2040 translates to ₹1,411.82 (maximum), ₹714.06 (minimum), and ₹1,218.71 (average) in Indian currency.

XLM Price Prediction 2050

By 2050, crypto can gain a deep penetration in the market, and Stellar (XLM) can become a cornerstone of the global financial ecosystem. As blockchain technology matures, Stellar’s unique focus on low-cost, high-speed cross-border payments and asset tokenization may position it as a preferred network for significant international financial transactions.

However, multiple centralized alternatives may emerge to compete. For instance, the adoption of blockchain-based digital currencies by central banks (CBDCs) can neutralize the growth of Stellar and similar protocols. Plus, its competitors might surpass its market share if they manage to perform and collaborate better.

Considering both the up and downsides, our XLM price prediction for 2050 is $45.73 (maximum), $29.11 (minimum), and $36.78 (average) in USD.

This Stellar prediction 2040 translates to ₹3,924.78 (maximum), ₹2,498.37 (minimum), and ₹3,156.64 (average) in INR.

Below is a compiled table of all Stellar price predictions for 2024, 2025, 2026, 2030, 2040, and 2050 in USD:

The same Stellar price prediction in INR for these years is as follows:

NOTE: All INR prices in this XLM Price Prediction blog are based on the current USDT-INR exchange rates (1 USDT = INR 85.82).

We have an entire list of many such crypto price predictions that you can check out to make the most informed investment decisions.

Can Stellar (XLM) Go to $10?

Yes, Stellar can go $10 in the long-term if its demand and relevancy persist. In the contemporary world, multiple financial institutions seek an effective solution to reduce the high remittance and time involved in transferring money across borders. In such a time, XLM can gradually emerge as an effective solution, filling the gap in international financial transactions.

Since key financial players like Mastercard and Franklin Templeton have already shown interest in integrating their existing services with Stellar protocol, it hints towards more adoption of Stellar in the upcoming years. XLM also has a limited supply of 50 billion, which can further boost its demand and price. However, currently, XLM is trading at way less than $1, meaning it requires a significant surge to hit the $10 mark. This is why it may take years for XLM to hit the $10 mark.

As per our Stellar (XLM) price prediction, XLM can hit $10 between 2030 and 2040.

FAQs

What is the price prediction for XLM in 2025?

According to our observations regarding the XLM price prediction for 2025, the coin can go as high as $0.75 and as low as $0.12. We considered the wider market sentiments and ongoing project developments to arrive at these numbers.

Could XLM reach $1?

Yes, XLM can reach $1, as it has a huge potential role to play in streamlining the cross-border payments. However, the timeframe to hit $1 can significantly vary depending on the competitor performance, institutional interest, internal developments and collaborations.

Can XLM reach $5?

Yes, XLM (Stellar Lumens) reaching $5 is possible, but the timeframe depends on adoption, partnerships, and market trends. Stellar's role in low-cost cross-border payments, partnerships with firms like Mastercard, and its fixed supply position it for growth. While past bull runs saw significant price spikes, $5 would likely require a strong bull market and increased adoption.

Where to buy XLM in India?

Flitpay is the best platform to buy XLM in India. Here, you can buy XLM instantly at a minimum investment of 100 INR. It also provides seamless INR and crypto withdrawals to its users.

How to buy Stellar (XLM) in India?

You can easily buy XLM in India on the safest crypto exchanges, like Flitpay, with the lowest fees.

To Buy Stellar (XLM) in India:

1. Register on Flitpay and create an account.
2. Verify your identity through Know-your-customer (KYC)
3. Add INR or Fiat currency, corresponding to the amount of XLM you want to buy.
4. Instantly buy XLM with the deposited funds.

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