In a market dominated by Bitcoin and Ethereum, Indian cryptocurrency investors are now discovering a largely untapped zone - the tremendous growth potential and returns scope of penny cryptos.
With blockchain innovation booming like never before, new crypto genres and niches are emerging every day, providing a strong foundation for several emerging projects. Many of these projects have the potential to become tomorrow's Solana, Bitcoin or Ethereum, yet their tokens are currently trading at single-digit valuations. And these penny cryptos are what Indian crypto investors are increasingly focusing on.
Penny cryptos offer several benefits that make them a great value proposition for new and seasoned crypto investors. These include:
- Affordability: Investors don't need deep pockets to join the blockchain bandwagon. Even minor investors with less than INR 100 can fetch multiple units of a single token.
- Substantial Growth Potential: At valuations as low as 10 or 20 paise, many of these tokens have only an upward trajectory ahead, given the strong technical fundamentals and tokenomics of the projects.
- Chance to support Emerging Crypto Sectors: High-potential crypto narratives such as GameFi, DePIN, cross-border payments, IoT (Internet of Things), and Web3 offer several low-cost, high-potential tokens. This gives investors a chance to support a crypto narrative they strongly believe in while also watching their investments grow in line with that belief.
- Diversification: Penny cryptos offer investors an affordable way to diversify their crypto investments across emerging sectors.
- Scope for Major Listings in the Future: Penny cryptocurrencies are in their growing stages and are yet to secure listings on several exchanges. As these tokens grow and realise their true potential, investors stand to gain in valuation from listings, new strategic partnerships and other avenues of growth.
- Lower impact of speculation: Penny cryptocurrencies are rarely used for speculation and are more often chosen by whales or retail investors based on factors such as use cases, tokenomics, community support, and innovative solutions. The limited scope for much speculation (given the low prices) makes penny cryptos better candidates for long-term growth.
List of Best Cryptos Under ₹10
| Token | Ticker | Crypto Genre/Theme | Current Price (in INR) | Flitpay Link to Buy |
| Kaspa | KAS | High-speed Proof-of-Work Block DAG | INR 3.52 | Buy KAS |
| Gala | GALA | Web3 Gaming (GameFi); Metaverse & Entertainment | INR 0.34 | Buy GALA |
| VeChain | VET | Supply-chain management; logistics; anti-counterfeiting; IoT (Internet of Things) | INR 0.725 | Buy VET |
| IOTA | IOTA | IoT-focused zero-fee network | INR 6.31 | Buy IOTA |
| Algorand | ALGO | High-performance smart contracts platform | INR 9.12 | Buy ALGO |
| Dent | DENT< | Telecommunications DePIN (Decentralised physical infrastructure network) | INR 0.217 | Buy DENT |
| Shiba Inu | SHIB | Memecoin with Ethereum L2 Shibarium | INR 0.000576 | Buy SHIB |
| Hedera | HBAR | Energy-efficient public ledger | INR 9.39 | Buy HBAR |
| Sei | SEI | Layer-1 blockchain for decentralised exchanges catering to DeFi, GameFi, and NFTs. | INR 6.56 | Buy SEI |
| Bittorrent Token | BTT | Web3 Ecosystem; peer-to-peer file sharing | INR 0.0000344 | Buy BTT |
1. Kaspa (KAS)
| Market Cap | $1.06B |
| Circulating Supply | 27.29B KAS |
| Total Supply | 27.29B KAS |
| All-time high | $0.2075 (Aug 01, 2024) |
| All-time low | $0.0001699 (Jun 01, 2022) |
Kaspa is a decentralised proof-of-work L1 blockchain that utilises the revolutionary BlockDAG (Directed Acyclic Graph) architecture. In simple terms, this feature enables multiple transaction blocks to be processed simultaneously, delivering near-instant finality, high speed, high scalability, and security.
Kaspa is entirely community-managed, with no pre-mine, no ICO, and no central governance, making it a project driven entirely by its user community. No KAS tokens were reserved for exchange listings, and it has yet to be listed on major exchanges like Kraken and Coinbase.
Now, for these exchanges to start KASPA trading, they would have to acquire KAS tokens from the open market, thereby boosting its price through increased demand. Given this structure, Kaspa should certainly see a steady price increase as more exchanges list it.
Kaspa also boasts of a comprehensive development roadmap, which certainly makes it a project worth investing in. Touted to act as a "faster Bitcoin" for speedy daily transactions, akin to digital cash, Kaspa is truly a revolution in blockchain.
2. Stellar (XLM)
| Market Cap | $5.46B |
| Circulating Supply | 32.99B XLM |
| Total Supply | 50B XLM |
| All-time high | $0.9381 (Jan 04, 2018) |
| All-time low | $0.001227 (Nov 19, 2014) |
Stellar is a lightning-fast payments solution that aims to be the centrepiece for global financial inclusion. Its native token, Lumens (XLM), acts as a mediator between currency or asset pairs, facilitating settlement of transactions in just a few seconds.
Stellar uses the Federated Byzantine Agreement (FBA) to achieve faster, more energy-efficient consensus. Governed by the non-profit Stellar Development Foundation, Stellar is a key piece in bringing TradFi and DeFi together. Besides facilitating payments, Stellar also supports digital representation of fiat currencies, tokens and smart contracts.
With cross-border payments among the trending crypto narratives in 2025, we expect Stellar to see steady growth over the coming years.
3. VeChain (VET)
| Market Cap | $615.95M |
| Circulating Supply | 85.98B VET |
| Total Supply | 85.98B VET |
| All-time high | $0.2782 (Apr 17, 2021) |
| All-time low | $0.001678 (Mar 13, 2020) |
VeChain is a blockchain network focused on supply chain management, logistics, secure data handling, and business processes, and has recently branched into decentralised applications and IoT. Founded in 2015, VeChain has ushered in a shift in how businesses leverage corporate data management, business practices and Web3 developments.
VeChain uses the proof-of-authority consensus algorithm, which relies on authorised validator nodes, improving the efficiency and security of its blockchain. The ecosystem has two tokens, VET (VeChain Token) and VTHO (VeChainThor Energy), one for value transfer and the other for operational efficiency.
Beyond its core competencies of supply chain and data management, Vechain also has ready use cases for carbon footprint tracking, sustainability tracking and blockchain-as-a-service (BaaS). With a client portfolio that includes Louis Vuitton, BMW, PwC, and Renault, to name a few, VeChain is truly a network that will grow in value in the coming years, thanks to its tremendously useful real-world enterprise applications that improve business efficiency across different sectors.
4. IOTA (IOTA)
| Market Cap | $268.18M |
| Circulating Supply | 4.34B IOTA |
| Total Supply | 4.6B IOTA |
| All-time high | $5.69 (Dec 20, 2017) |
| All-time low | $0.06133 (Mar 19, 2026) |
IOTA is an Internet of Things (IoT)- based open-source cryptocurrency featuring zero-fee transactions thanks to a BlockDAG called the Tangle. An ideal playground for microtransactions, IOTA does not require miners. Rather, users must validate two previous transactions, creating an efficient, feeless structure.
The non-profit IOTA Foundation supports IOTA. It specialises in supply chain, digital identity, IoT applications, and more, with real-world-ready suites and use cases that integrate with existing systems. The network has partnered with a range of institutions, including Volkswagen and Volvo for vehicle communication, Dell for environmental data, Zodia Custody for institutional investments, and more. IOTA also has a Smart Contracts Protocol that enables developers to build smart contracts on the IOTA network. The official IOTA wallet is a secure entry point to the IOTA ecosystem.
The IOTA ecosystem revolves around two key assets: IOTA tokens (which are publicly traded on crypto exchanges) and Mana, a limited resource used to issue blocks on the IOTA ledger.
5. Algorand (ALGO)
| Market Cap | $785.72M |
| Circulating Supply | 8.89B ALGO |
| Total Supply | 10B ALGO |
| All-time high | $3.28 (Jun 21, 2019) |
| All-time low | $0.08126 (Mar 09, 2026) |
Algorand is arguably one of the most well-established networks in the penny crypto space. The project supports smart contracts and asset tokenisation thanks to its energy-efficient Pure Proof of Stake (PPoS) consensus mechanism and low fees.
With growing institutional interest in asset tokenisation, projects like Algorand can deliver steady, substantial growth. Further, the project is also advancing its AI-agentic commerce strategy in 2026, along with a community-driven grant system (xGov) that rewards builders for delivering open-source tools.
With Algorand's custody wallet, Rocca Wallet, set to roll out in 2026, a score of recent partnerships with Coinify & World Chess, and an Indian expansion involving on-chain assistance to women entrepreneurs, the project is growing exponentially on all fronts. This buildout is likely to be reflected in the valuation of its native token, ALGO.
6. Dent (DENT)
| Market Cap | $22.91M |
| Circulating Supply | 100B DENT |
| Total Supply | 100B DENT |
| All-time high | $0.1114 (Jan 09, 2018) |
| All-time low | $0.00007049 (Mar 13, 2020) |
DENT is one of the fastest-growing networks in the DePIN and decentralised telecom space. The platform aims to transform the mobile data industry by creating a peer-to-peer marketplace for buying, selling, donating, and more eSIM services, voice data, and more. To eliminate roaming charges and make mobile data access a single global network, DENT envisions commoditising mobile data and telecom services by leveraging blockchain tenets.
Built on the Ethereum blockchain, Dent aims to leverage the Ethereum smart contract platform to enable secure, fast transactions between telecom operators and users. With its strong real-world integration potential, telecom utility use cases, and its leverage of a relatively new crypto sector, DENT has the potential to deliver substantial long-term growth.
7. Shiba Inu (SHIB)
| Market Cap | $3.36B |
| Circulating Supply | 589.24T SHIB |
| Total Supply | 589.5T SHIB |
| All-time high | $0.00008845 (Oct 28, 2021) |
| All-time low | $0.0108165 (Aug 27, 2020) |
Shiba Inu has evolved from being just a memecoin with purely speculative tendencies to an Ethereum-based network known for its diverse use cases, including Shibarium (an L2 built on Ethereum) and support for the development of dApps and Web3 tools.
Moving from hype, Shiba Inu aims to create real-world utility for long-term growth, with the Shibarium Staking feature introduced in 2023 being a key step in this direction. Shiba Inu benefits greatly from Ethereum's low cost, high speed and secure infrastructure. Further, the growth of the ShibArmy community is instrumental in sharing trading insights, participating in exchanges, and more. SHIB certainly has 1000x growth potential.
8. Hedera (HBAR)
| Market Cap | $4B |
| Circulating Supply | 43.3B HBAR
|
| Total Supply | 50B HBAR |
| All-time high | $0.5701 (Sep 16, 2021) |
| All-time low | $0.01001 (Jan 03, 2020) |
Hedera is a fast, energy-efficient public ledger governed by a council that includes some of the biggest names in global tech and finance, such as IBM, Dell, Tata Communications, FedEx, and Google, to name a few. Hedera uses Hashgraph consensus instead of a traditional blockchain, enabling thousands of transactions per second, low latency and fair transaction ordering.
Designed for high-volume, institutional-grade transactions, Hedera has partnered with leading corporations such as KPMG India for digital identity solutions, McLaren Racing for digital fan engagement, and Accenture for AI initiatives, to name a few. With a diversified pool of services, integrations and crypto niches, Hedera holds tremendous promise to deliver substantial long-term growth.
9. Sei (SEI)
| Market Cap | $434.38M |
| Circulating Supply | 6.85B SEI |
| Total Supply | 10B SEI |
| All-time high | $1.14 (Mar 16, 2024) |
| All-time low | $0.007989 (Aug 15, 2023) |
Sei is a high-performance Layer-1 blockchain and the fastest Layer-1 EVM, leveraging the strengths of both Solana and Ethereum. It combines the speed of Solana with the developer system of Ethereum. With 400ms transaction finality, parallel transaction processing, and a DeFi, NFT and Gaming ecosystem focus, Sei is a high-potential penny crypto.
Sei was built on the Cosmos SDK and transitioned to EVM architecture to reduce developer friction. What's more, Sei is backed by major venture capital and finance firms, including Multicoin Capital, Jump Capital, and Coinbase Ventures. With the upcoming Giga upgrade and a recently confirmed state-backed pilot project in Wyoming, SEI is gaining significant attention. Sei certainly is one of the best penny cryptos to invest in for long-term growth.
10. Bittorrent token (BTT)
| Market Cap | $328.7M |
| Circulating Supply | 987.03T BTT |
| Total Supply | 987.03T BTT |
| All-time high | $0.053054 (Jan 18, 2022) |
| All-time low | $0.063035 (Feb 06, 2026) |
BitTorrent has been around since 2001, but has finally come into its own in recent years after being acquired by the Tron Foundation in 2018 and introducing BTT, a TRC-20 utility token. Aimed at transforming digital file sharing, Bittorrent's peer-to-peer, decentralised technology, powered by Tron's infrastructure, is a boon for content creators, developers, and almost all internet users.
The BTT token facilitates payments between requesters and service providers on the platform, creating a transparent and efficient system for the global torrenting community.
With growing market interest, the potential for mass adoption, and the promise of scalability thanks to the Tron infrastructure, BTT has what it takes to deliver multiplied returns in the long term.
Step-by-Step Guide: Buying Cheap Cryptos on Flitpay via UPI App
Flitpay emerges as the leading cryptocurrency platform in India for buying the best penny cryptos. A free-to-use crypto exchange, Flitpay complies with FIU's regulatory framework, offers a zero-fee KYC process, and features an easy-to-use interface, making it a secure, transparent, and convenient platform for trading and storing your crypto investments.
Here is the step-by-step process to buy cheap cryptos on Flitpay via the UPI App:
1. Create and Verify your Account on Flitpay
The foremost step to buy the best cryptos under INR 10 on Flitpay is to create an account on the crypto exchange. Start by entering your email ID and password, then complete two-factor authentication using your registered email and mobile number. Next, provide your Permanent Account Number (PAN), a selfie, and your address and date of birth. Entering these details ensures compliance with regulatory requirements as mandated by the Financial Intelligence Unit (FIU).
2. Add Funds to your Flitpay crypto account using UPI
Seamlessly add funds to your crypto trading account using UPI. Click the bank transfer feature in Flitpay's app, then add your bank account details to transfer funds using the UPI app at the click of a button.
Flitpay's banking partners charge fees for INR deposits and withdrawals, which vary depending on the payment gateway used. These fees apply whenever you deposit or withdraw funds from your Flitpay wallet to your bank account.
3. Place Your Crypto Purchase Order
Once funds are added to your Flitpay wallet from your bank account, you are ready to buy the best penny cryptos listed on Flitpay. Enter the amount in INR corresponding to the price in INR for the number of units of the crypto you wish to buy. Click on 'Buy' to complete the purchase.
Investors can choose from a range of high-growth, low-cost cryptocurrencies on Flitpay, including 300+ listed crypto across genres such as Web3, Gaming (GameFi), L-2 solutions, layer-1 blockchains, smart contract platforms, DeFi, Memecoins, and more.
4. Store Your Crypto Investments Securely
Flitpay provides a custodial wallet where you can securely store your crypto holdings and easily withdraw or deposit digital assets for trading and investment. If you hold crypto investments in other wallets, Flitpay also offers instant crypto withdrawals from other exchanges, ensuring all your crypto assets are safe in one custodial wallet.
Understanding 30% Tax and 1% TDS for Small Trades
Cryptocurrency investments in India are subject to a flat 30% tax on profits (with no offset for losses incurred). Further, a 1% TDS is charged on transactions, which FIU-compliant crypto exchanges can deduct. TDS applies to the sell-side transactions exceeding ₹50,000 annually for individuals, or ₹10,000 for specific traders.
While this TDS deduction can be adjusted in the individual's Annual Income Tax Return, it can weigh down small trades with low value, such as investments in penny cryptos. Hence, it is prudent to hold penny crypto investments for the long term rather than engage in short-term speculative trading.
FAQs
1. Which crypto is best to buy today for ₹100 in India?
Several cryptos under INR 100 can be considered the best investments in India. These include Dent(DENT), Gala (GALA), Bittorrent Token (BTT), Algorand (ALGO) and IOTA (IOTA) to name a few. These cryptos are available for investment on Flitpay, India's leading FIU-compliant crypto exchange with the lowest fees.
2. Which are the safest "Penny Cryptos" for long-term holding?
Some of the safest penny cryptos for long-term holding are those operating in high-growth crypto sectors, with strong technical fundamentals and robust tokenomics. These include Hedera (HBAR), Sei (SEI), VeChain (VET) and Stellar (XLM), to name a few.
3. Can I buy crypto under 1 rupee in India?
Yes, it is possible to buy crypto under 1 rupee in India. Several promising 100x potential cryptos are currently valued under 1 rupee. Some of these include Shiba Inu (SHIB), Dent (DENT), Gala (GALA) and Bittorrent Token (BTT). These cryptos are available on Flitpay, India's leading free-to-use FIU-compliant crypto exchange with the lowest trading fees. Kickstart your crypto investment journey with these high-potential cryptocurrencies.
4. Can I buy these coins using UPI in 2026?
Yes, it is possible to buy these coins using UPI on Flitpay 2026. To buy these penny cryptos using UPI, use the bank transfer feature in the UPI app, add Flitpay's bank account details from the INR deposit section of the Flitpay app, and transfer the desired amount. Once your INR deposit is successful, you can use Flitpay's spot or QBS feature to buy these coins effortlessly.
This way, investors can transfer funds from their UPI to the bank account linked to Flitpay and seamlessly buy the coins they want in INR on India's most trusted and secure crypto exchange.
5. Which Indian crypto exchange is safest for beginners in 2026?
If you are a beginner in the world of cryptocurrency investments, Flitpay emerges as the best FIU-registered crypto exchange in India for more reasons than one. Flitpay is India's top free-to-use exchange that offers a zero-fee KYC process and two-factor authentication, providing a secure, transparent, and user-friendly platform for trading and safely keeping crypto investments. With a host of other features such as zero crypto withdrawal and deposit fees, refer-and-earn schemes, a practice crypto trading account, instant INR withdrawals, and more, Flitpay is one of the best exchanges in India for building a winning crypto portfolio.
6. What are multi-bagger cryptos with high return potential?
Some of the best multi-bagger cryptos with high growth potential are Sei (SEI), Algorand (ALGO), IOTA (IOTA), VeChain (VET) and Kaspa (KAS), among others. All these cryptocurrencies are available to buy on Flitpay, India's leading cryptocurrency platform with the lowest fees and a host of differentiated features. Join Flitpay today to begin your crypto investment journey and leverage the growth trajectory of these high-return coins.
